Personal Insurance

We’ll help you decide what personal insurance is best for you

Insurance is essential for anyone who has a family, as well as those who have assets and debts. It offers peace of mind that your family will be looked after and your bills paid, if the unexpected occurs.

Insurance doesn’t only protect your family in the event of your death, but will also allow you to maintain your home and lifestyle if you are seriously ill, have an accident or are unable to work for some reason. When you think about all the bills you pay and the people you support each month, even a few months without an income may have a dramatic impact on your financial situation.

Some people make the mistake of under-insuring themselves, confident that nothing will ever happen to them, while others pay too much in premiums for insurance they don’t need. That’s why it’s important to get the right level of cover, to protect your family and your finances.

Coral Horizon Financial Planning can recommend a range of insurance options to suit your needs, including:

  • Life insurance
  • Total and permanent disability insurance
  • Income protection
  • Trauma protection 
Comprehensive and well written personal Insurance provides peace of mind, that any debts you may have, such as your mortgage, personal loan and credit cards can continue to be serviced while you concentrate on getting well or recovering.  
Our team will create an affordable insurance portfolio based on your individual needs, that is structured in the most tax-effective manner. 
Insurance is one of our foundation products and is best incorporated into your overall financial strategy with other products such as estate planning and superannuation. 

General advice warning – This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

Incorporate personal insurance into your overall financial strategy

Let us help you decide what insurance policies are best for you and your families journey.