Financial Planning

Regardless of your age, life stage or the salary you earn, our financial planners will work with you and help you reach your financial and life goals, whether short or long-term.

Financial planning is about developing strategies to help you manage your financial affairs and meet your life goals – and the first step is to make sure you have access to the right advice.

1
When you’re starting out in life, you need help with direction so you can start to plan for the future you desire. The journey to financial success is a curvy one, so it’s best you are prepared.
2
You’re working diligently through your career and life – having clarity on your goals & priorities sets you up to achieve them and live life your way.
3
Moving into retirement works best when you are financially well organised, having planned for this stage of your life means you can enjoy the journey!

There’s a lot to consider and partnering with the right adviser who is invested in your journey and there to support you every step of the way is essential.

That’s what we do at Coral Horizon.

Whether you need…

  • Financial Planning & advisory
  • Wealth creation
  • Personal Insurance advice
  • Retirement planning help
  • Personal Budgeting

Who We Are.

For more than 25 years we’ve helped many clients achieve their financial goals and to ultimately live the life they want.

Quite simply we treat every customer interaction in exactly the same manner we would for a close friend or family member, after all, that’s what our clients are, part of our family

  • We understand that everyone is different and their circumstances unique.
  • We believe that communication is the foundation to any great relationship
  • What you want to work towards is at the heart of everything we do.

Our mission is to build a lasting relationship with you and thoroughly understand what you need. We then combine that with our experience and expertise to craft a workable financial plan that gets you to where you want to be.

How We Help You

Through years of experience, we know that there are at least five steps to creating a financial plan based on your lifestyle goals and objectives.

Step 1: Getting to know you

We think one of the most important parts of our client relationship is getting to know you. To   have a clear understanding of what’s important to you. To help you clearly articulate your goals, prioritize and to simplify and set financial milestones. Whatever stage you are at in your financial journey, we take the time needed.

You might want to secure your financial future and safeguard your young family, start a business, buy your first home or consolidate and pay down debt.  Or it could be planning for retirement and ensuring you have enough money to live the life you want.

Step 2: Understanding your situation and goals

Many people we work with, when asked, find it difficult to identify their financial goals. It’s generally not something they think about every day. They just know they want to be secure and they want their family to be safe.

We help clients focus on what’s important to them and declutter their finances. By doing so it almost certainly will be easier to stay on top of money matters.

Something that we have found to be true for our clients is to understand what they value most, and then taking a good look at whether they are actually focusing their spending in these areas.

We know we are on the right path when our clients feel confident, capable and in control.

We need to know where you’re at and where you want to be and our role is to help you get there.

Step 3: Creating a financial strategy

Creating a financial strategy starts with a clear written plan and includes.

  • A specific objective or result you want
  • A way to measure your progress towards the goal
  • A time frame for achieving your goal
  • The specific steps you need to take in order to reach your goal

But it doesn’t stop there.

We are experts in coaching our clients to achieve the financial security and lifestyle they aspire to through the accumulation and management of wealth. We add value to our clients lives by working with them to understand their financial goals and then assist to implement a strategy to achieve those goals.

We have a genuine and open relationship with our clients as we take on the role of mentors and financial coaches.  We are a passionate and committed team, coaching our clients to achieve their financial and lifestyle goals

Step 4: Helping you live the life you want

For us, there’s no greater feeling than having a client realize their financial goals and enable them to be free of financial burden. It’s what everybody wants.

We don’t see working with you as a set-and-forget process. At each step of your financial journey, we’ll be there to provide support, guidance and understanding when needed.

Our success is your success.

Step 5: Providing regular financial reviews

It’s important to keep on track, but Life doesn’t always follow a pre-written script and curve balls can be thrown your way that make it necessary to revisit and reevaluate your plans.

We understand this and work with you to ensure your financial goals match your changing circumstances. The arrival of a bundle of joy or an unexpected illness or injury can significantly impact you and your loved ones.

These day to day life experiences can throw a spanner in the works to even the best laid plans.

We get it – we understand.

Our caring approach means when things change, we’re there to help.

General advice warning – This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

From our financial intelligence and experience comes understanding and control.

With these things in place and our team here to support, you’ll love what is possible as you move from here to there.