We’re a diverse bunch that can’t help but help.

Our team of experts embodies various skill sets, complementary specialisations and many points-of-view. Whether you need us to decipher finance jargon or you just want to run an idea past us – we’re only a call away.

Let’s Talk

We’re a diverse bunch that can’t help but help.

Our team of experts embodies various skill sets, complementary specialisations and many points-of-view. Whether you need us to decipher finance jargon or you just want to run an idea past us – we’re only a call away.

Let’s Talk

As strong believers in community, we know great things happen when we work together. By bringing clarity to your finances, encouraging growth and unleashing your potential – we empower and enable you to live your best life yet.

The simple things in life are the most valuable. Family, compassion and kindness; these are the foundations upon which we work. When you work with us, you become part of our family.

Our Values


To ensure that all clients make informed financial decisions.


Focused on learning your situation and creating solutions, no matter your position.


Offer a disciplined & efficient service so that clients get great results, faster.


Maintain an air of control in the face of adversity to help clients navigate difficult situations.


Create optimism around our financial solutions and celebrate the future success of our clients.

Our Team

Anne Cavenagh

Business Owner & General Manager

Meet Anne – our principal and founding partner. Everyone knows Anne loves the Ocean – she lives in North Coogee with her husband of 40 years – Rick. They have 3 daughters – and 3 adored grandsons who are the apple of their Nan’s eye.
In 2005 Anne opened her own financial planning business - to put her skills and passion for helping clients achieve their financial dreams into practice - and continues to work closely with clients to build wealth and security for their families and businesses.
The practice now has 3 advisers (one who is Anne's son-in-law). Anne continues to work with clients to deliver personalised services and cement relationships.
Apart from her exceptional financial planning skills, Anne loves to cook for family and friends.
Anne has a Diploma and Advanced Diploma of Financial Services.

Fun Fact – Anne holds the boat record for a Dhufish – 16Kg’s
Interests – Cooking and eating

Joshua Pirie

Senior Financial Planner - BCom, AdvDipFP

Josh’s passion is financial planning and helping clients achieve all that is important to them. He enjoys working closely with clients by helping them achieve both their financial and lifestyle goals and objectives. Outside of work, Josh enjoys spending time with his wife, young son, family and friends. Josh is a sporting enthusiast, he enjoys playing football, watching sports and living an active lifestyle.

Josh specialises in providing a range of advice and focuses his attention on helping clients achieve a higher level of financial security and certainty.

Fun Fact – My Wife and Mum are both school teachers and I am half Scottish
Interests – Being active, supporting the Eagles, spending time with family and friends, playing football and cricket.

Kieran Pirie

Financial Adviser - BCom, DipFP

Kieran has been involved in the provision of financial advice since 2014. Over this time, he has built extensive knowledge in all key areas of the financial planning process. Kieran is passionate about working closely with his clients to help them achieve their lifestyle objectives which in turn helps to remove the stress and uncertainty that comes with managing their financial affairs.
Away from work, Kieran leads an active lifestyle and enjoys spending time with his family and friends. Kieran is a keen sportsman, playing football in the winter and cricket and golf in the summer.

Fun Fact – Kieran has a partial ownership in 3 race horses, unfortunately none of them are very fast.
Interests – Away from work Kieran enjoys learning the guitar, keeping active by playing Footy in the winter and Cricket / Golf in the summer.

Mary-Jane Watkins

Client Services Manager

I am a Client Relations Manager here are Coral Horizon Finance with the focus on assisting both clients and the advisers within the office – Anne, Josh and Kieran. The key focus is on administration and implementation of client work. I have been a member of the team since I joined in January 2019 and I am thoroughly enjoying working within the business.

Having completed an Honours degree in Economics from Murdoch University, I continue to undertake further professional studies - including an Advanced Diploma in Financial Planning from Kaplan Professional, with the aim to continue ongoing professional development within the financial services industry.

I have been working within the wealth management and financial advice industry since 2015. My primary focus at Coral Horizon Finance is to assist client’s achieve their financial objectives and lifestyle goals, which is a great feeling and something that I am very proud about as it makes attending work everyday very enjoyable. I have a passion for what I do - helping clients and the overall business grow. In this role I get to meet a broad range of people from all walks of life and assist them with their enquiries.

Fun Fact – I believe that keeping fit and having a social life outside of work is important – enjoy visiting family, friends and going out to a new venue in town, going to the beach or attending music and art events are only a few of the things I like to do, the list does go on.
Interests – I also love to travel when possible and would like to continue my adventures overseas, as do many others - in the great world we live in.

Are you ready? Let us help you discover how you could own your tomorrow.

Whether you are approaching retirement, starting a business, changing careers or moving from two incomes to one, we can help you.